Want To Finance Your Procedure?

BAC Medical Financing (BACMF) has partnered with Prosper, the world's largest peer-to-peer lending service, to be able to offer special financing for medical / dental procedures and treatments to BAC Medical Tourism's patients (performed in Costa Rica, Puerto Rico and Panama), as well as, the general public through BACMF (performed anywhere in the United States).  Prosper, working with BACMF, is able to provide the lowest medical loan rates anywhere in the financing industry. 

In peer-to-peer lending, borrowers post loan requests on Prosper's website, via the advertisement link located at the bottom of this post, and these loans are invested in by many lenders.  Thus, a person borrowing $10,000, may have dozens and dozens of lenders investing in the loan.  Prosper acts as the platform, and collect and distribute all the money, though the loans on their site.

Benefits of Loans for the Borrower:

• Application is online and takes less than five minutes
• Fixed loan rates from 6.73% to 35.84% APR (lower than any other financing for medical loans)
• Loans are unsecured. No collateral required
• Fixed rate -- Interest rate never changes for life of loan
• Multi-year terms
• Easy monthly payments
• Loan sizes from $2,000 to $35,000
• No prepayment penalties
• No upfront fees - Origination fees depend on credit rating of borrower and are taken from the loan proceeds

How Long Does the Borrowing Process Take?

• Five minutes to get pre-qualified online
• 15 minutes to draft the loan listing
• One day to two weeks for lenders to fully commit to the loan
• 24 hours after loan is fully committed and verification documents are received, the patient receives funds
• Some patients get their funds within three to four of first application
• The average patient borrower has the funds deposited directly into their account within eight days of submitting their application